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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,599 | $217,432+43.8% | $185,851+68.2% | $167,553+86.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.13% | 148.43%-135.3pp | 122.11%-109.0pp | 478.89%-465.8pp |
| Employer contribution / active EE | $6,204 | $5,874+5.6% | $5,168+20.0% | $4,840+28.2% |
| Participant deferral / active EE | $9,578 | $6,357+50.7% | $5,569+72.0% | $6,343+51.0% |
| Admin fee / account holder | $3,222 | $19,820-83.7% | $16,245-80.2% | $12,316-73.8% |