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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,721 | $94,766-94.0% | $112,923-94.9% | $139,487-95.9% |
| Participation rate | 90.9% | 81.3%+9.6pp | 80.5%+10.4pp | 80.3%+10.6pp |
| Annual return | 23.74% | 40.96%-17.2pp | 34.13%-10.4pp | 373.84%-350.1pp |
| Employer contribution / active EE | $1,307 | $4,636-71.8% | $4,570-71.4% | $4,755-72.5% |
| Participant deferral / active EE | $1,388 | $6,523-78.7% | $6,520-78.7% | $6,713-79.3% |
| Admin fee / account holder | $564 | $8,529-93.4% | $7,046-92.0% | $11,407-95.1% |