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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,771 | $65,566-37.8% | $86,235-52.7% | $75,177-45.8% |
| Participation rate | 77.0% | 60.5%+16.5pp | 69.0%+8.1pp | 67.2%+9.8pp |
| Annual return | 17.70% | 46.07%-28.4pp | 1170.03%-1152.3pp | 160.75%-143.1pp |
| Employer contribution / active EE | $2,742 | $1,553+76.5% | $2,381+15.1% | $2,671+2.6% |
| Participant deferral / active EE | $5,503 | $3,023+82.0% | $3,987+38.0% | $4,126+33.3% |
| Admin fee / account holder | $2,344 | $5,470-57.1% | $6,856-65.8% | $5,651-58.5% |