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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,819 | $167,533-57.1% | $151,645-52.6% | $134,545-46.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -14.28% | 7.81%-22.1pp | 3.34%-17.6pp | 418.37%-432.6pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $46,082 | $8,985+412.9% | $8,363+451.0% | $6,401+619.9% |
| Admin fee / account holder | $2,624 | $13,781-81.0% | $11,614-77.4% | $11,431-77.0% |