Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,890 | $135,645-89.0% | $110,243-86.5% | $135,379-89.0% |
| Participation rate | 50.0% | 83.5%-33.5pp | 79.8%-29.8pp | 82.6%-32.6pp |
| Annual return | -15.49% | 513.24%-528.7pp | 314.76%-330.2pp | 519.79%-535.3pp |
| Employer contribution / active EE | $1,726 | $4,907-64.8% | $3,827-54.9% | $4,779-63.9% |
| Participant deferral / active EE | $2,908 | $5,507-47.2% | $4,672-37.8% | $5,609-48.2% |
| Admin fee / account holder | $992 | $11,458-91.3% | $8,548-88.4% | $10,828-90.8% |