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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,054 | $148,623-7.8% | $135,974+0.8% | $139,466-1.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.27% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.4pp |
| Employer contribution / active EE | $10,693 | $5,246+103.8% | $4,859+120.1% | $4,754+124.9% |
| Participant deferral / active EE | $15,133 | $8,103+86.8% | $7,760+95.0% | $6,712+125.5% |
| Admin fee / account holder | $1,046 | $12,406-91.6% | $10,767-90.3% | $11,409-90.8% |