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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,831 | $176,105-8.7% | $159,474+0.9% | $167,536-4.0% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 16.54% | 331.91%-315.4pp | 263.68%-247.1pp | 478.82%-462.3pp |
| Employer contribution / active EE | $4,532 | $5,299-14.5% | $4,831-6.2% | $4,839-6.4% |
| Participant deferral / active EE | $10,914 | $7,751+40.8% | $7,353+48.4% | $6,342+72.1% |
| Admin fee / account holder | $60,196 | $12,559+379.3% | $10,802+457.3% | $12,315+388.8% |