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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,804 | $57,119+10.0% | $85,187-26.3% | $80,935-22.4% |
| Participation rate | 54.4% | 56.4%-2.0pp | 67.5%-13.1pp | 67.7%-13.2pp |
| Annual return | 15.23% | 21.70%-6.5pp | 66.67%-51.4pp | 35.66%-20.4pp |
| Employer contribution / active EE | $2,005 | $1,802+11.3% | $2,732-26.6% | $2,757-27.3% |
| Participant deferral / active EE | $3,078 | $3,115-1.2% | $4,525-32.0% | $4,299-28.4% |
| Admin fee / account holder | $513 | $4,990-89.7% | $6,162-91.7% | $6,924-92.6% |