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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,115 | $209,874-87.1% | $189,537-85.7% | $167,536-83.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 10.19% | 748.61%-738.4pp | 555.34%-545.2pp | 478.82%-468.6pp |
| Employer contribution / active EE | $2,835 | $6,913-59.0% | $6,161-54.0% | $4,839-41.4% |
| Participant deferral / active EE | $10,711 | $8,934+19.9% | $8,220+30.3% | $6,342+68.9% |
| Admin fee / account holder | $84,695 | $14,299+492.3% | $12,048+603.0% | $12,315+587.8% |