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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,435 | $150,447-79.1% | $136,298-76.9% | $147,586-78.7% |
| Participation rate | 95.0% | 84.4%+10.6pp | 81.9%+13.1pp | 82.8%+12.2pp |
| Annual return | 37.29% | 1049.15%-1011.9pp | 5156.27%-5119.0pp | 578.59%-541.3pp |
| Employer contribution / active EE | $3,545 | $5,256-32.6% | $4,696-24.5% | $4,876-27.3% |
| Participant deferral / active EE | $6,634 | $6,6310% | $6,247+6.2% | $5,439+22.0% |
| Admin fee / account holder | $762 | $10,906-93.0% | $9,244-91.8% | $10,886-93.0% |