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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,117 | $97,729+79.2% | $83,830+108.9% | $135,379+29.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -1.21% | 1287.52%-1288.7pp | 850.97%-852.2pp | 519.79%-521.0pp |
| Employer contribution / active EE | $2,184 | $4,222-48.3% | $3,631-39.9% | $4,779-54.3% |
| Participant deferral / active EE | $7,320 | $4,683+56.3% | $4,082+79.3% | $5,609+30.5% |
| Admin fee / account holder | $3,192 | $6,674-52.2% | $5,479-41.7% | $10,828-70.5% |