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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,554 | $27,936+20.1% | $58,561-42.7% | $75,173-55.4% |
| Participation rate | 59.3% | 38.8%+20.4pp | 50.9%+8.4pp | 67.2%-7.9pp |
| Annual return | 27.26% | 44.21%-17.0pp | 4251.33%-4224.1pp | 160.72%-133.5pp |
| Employer contribution / active EE | $552 | $670-17.5% | $1,053-47.6% | $2,671-79.3% |
| Participant deferral / active EE | $2,407 | $1,202+100.3% | $1,923+25.2% | $4,126-41.7% |
| Admin fee / account holder | $507 | $1,727-70.6% | $2,520-79.9% | $5,651-91.0% |