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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,943 | $152,612+198.1% | $125,192+263.4% | $152,897+197.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 28.14% | 54.85%-26.7pp | 43.79%-15.6pp | 345.43%-317.3pp |
| Employer contribution / active EE | $4,377 | $4,947-11.5% | $3,866+13.2% | $4,764-8.1% |
| Participant deferral / active EE | $20,763 | $5,868+253.8% | $4,937+320.5% | $5,851+254.8% |
| Admin fee / account holder | $84,969 | $13,437+532.4% | $9,704+775.6% | $11,599+632.5% |