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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,178 | $99,875-30.7% | $146,866-52.9% | $86,983-20.5% |
| Participation rate | 55.6% | 75.8%-20.3pp | 82.5%-27.0pp | 69.5%-14.0pp |
| Annual return | 19.93% | 28.10%-8.2pp | 102.85%-82.9pp | 25.83%-5.9pp |
| Employer contribution / active EE | $1,364 | $3,224-57.7% | $4,425-69.2% | $2,584-47.2% |
| Participant deferral / active EE | $3,993 | $6,322-36.8% | $7,759-48.5% | $4,194-4.8% |
| Admin fee / account holder | $0 | $7,838-100.0% | $13,620-100.0% | $7,856-100.0% |