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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,626 | $175,231+36.2% | $149,696+59.4% | $139,466+71.1% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 29.13% | 166.77%-137.6pp | 134.46%-105.3pp | 373.66%-344.5pp |
| Employer contribution / active EE | $9,412 | $5,478+71.8% | $4,821+95.2% | $4,754+98.0% |
| Participant deferral / active EE | $7,408 | $6,521+13.6% | $5,682+30.4% | $6,712+10.4% |
| Admin fee / account holder | $2,930 | $16,155-81.9% | $13,212-77.8% | $11,409-74.3% |