Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,977 | $48,078-79.2% | $78,676-87.3% | $62,881-84.1% |
| Participation rate | 34.5% | 65.2%-30.7pp | 73.6%-39.1pp | 69.3%-34.8pp |
| Annual return | 9.14% | 31.36%-22.2pp | 62.19%-53.0pp | 20.14%-11.0pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $2,850-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $310 | $2,587-88.0% | $3,517-91.2% | $3,203-90.3% |
| Admin fee / account holder | $514 | $3,206-84.0% | $4,510-88.6% | $4,296-88.0% |