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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,343 | $176,402-38.6% | $134,162-19.2% | $158,982-31.9% |
| Participation rate | 63.6% | 78.7%-15.1pp | 72.2%-8.6pp | 82.0%-18.3pp |
| Annual return | 17.64% | 63.66%-46.0pp | 36.35%-18.7pp | 302.99%-285.3pp |
| Employer contribution / active EE | $1,579 | $5,042-68.7% | $3,705-57.4% | $4,763-66.8% |
| Participant deferral / active EE | $6,617 | $4,093+61.7% | $3,500+89.1% | $5,983+10.6% |
| Admin fee / account holder | $15,808 | $8,719+81.3% | $6,685+136.5% | $11,252+40.5% |