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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,046 | $150,447+18.3% | $136,298+30.6% | $147,586+20.6% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 15.48% | 1049.15%-1033.7pp | 5156.27%-5140.8pp | 578.59%-563.1pp |
| Employer contribution / active EE | $9,468 | $5,256+80.1% | $4,696+101.6% | $4,876+94.2% |
| Participant deferral / active EE | $8,727 | $6,631+31.6% | $6,247+39.7% | $5,439+60.5% |
| Admin fee / account holder | $1,329 | $10,906-87.8% | $9,244-85.6% | $10,886-87.8% |