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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,180 | $115,814-79.1% | $101,275-76.1% | $158,982-84.8% |
| Participation rate | 85.0% | 79.4%+5.6pp | 75.8%+9.2pp | 82.0%+3.0pp |
| Annual return | 0.00% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $608 | $4,176-85.4% | $3,660-83.4% | $4,763-87.2% |
| Participant deferral / active EE | $2,244 | $4,958-54.7% | $4,371-48.7% | $5,983-62.5% |
| Admin fee / account holder | $6,461 | $7,249-10.9% | $5,948+8.6% | $11,252-42.6% |