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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,000 | $73,863-82.4% | $143,797-91.0% | $68,490-81.0% |
| Participation rate | 38.6% | 66.7%-28.1pp | 80.3%-41.8pp | 67.9%-29.3pp |
| Annual return | -16.98% | 0.91%-17.9pp | -0.04%-16.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $439 | $3,185-86.2% | $4,952-91.1% | $2,597-83.1% |
| Participant deferral / active EE | $1,341 | $3,385-60.4% | $5,638-76.2% | $4,028-66.7% |
| Admin fee / account holder | $2,441 | $5,756-57.6% | $14,679-83.4% | $5,403-54.8% |