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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,923 | $88,754-26.9% | $81,820-20.7% | $145,877-55.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.93% | 1031.77%-1022.8pp | 777.93%-769.0pp | 551.28%-542.4pp |
| Employer contribution / active EE | $2,435 | $3,085-21.1% | $2,915-16.5% | $4,663-47.8% |
| Participant deferral / active EE | $5,799 | $4,648+24.8% | $4,323+34.2% | $6,691-13.3% |
| Admin fee / account holder | $565 | $8,424-93.3% | $7,391-92.4% | $13,402-95.8% |