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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,165 | $100,805-63.1% | $86,698-57.1% | $134,532-72.4% |
| Participation rate | 50.0% | 79.0%-29.0pp | 76.6%-26.6pp | 81.2%-31.2pp |
| Annual return | -18.36% | 29.09%-47.4pp | 35.95%-54.3pp | 418.27%-436.6pp |
| Employer contribution / active EE | $996 | $3,490-71.4% | $2,837-64.9% | $4,741-79.0% |
| Participant deferral / active EE | $2,973 | $5,339-44.3% | $4,656-36.2% | $6,401-53.6% |
| Admin fee / account holder | $2,950 | $10,925-73.0% | $7,493-60.6% | $11,429-74.2% |