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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,892 | $175,259+64.3% | $149,723+92.3% | $139,487+106.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.38% | 166.82%-146.4pp | 134.50%-114.1pp | 373.84%-353.5pp |
| Employer contribution / active EE | $5,765 | $5,478+5.2% | $4,821+19.6% | $4,755+21.3% |
| Participant deferral / active EE | $11,712 | $6,522+79.6% | $5,682+106.1% | $6,713+74.5% |
| Admin fee / account holder | $4,585 | $16,158-71.6% | $13,215-65.3% | $11,407-59.8% |