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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,634 | $138,075-26.4% | $123,552-17.7% | $135,379-24.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.13% | 153.70%-163.8pp | 119.20%-129.3pp | 519.79%-529.9pp |
| Employer contribution / active EE | $16,401 | $5,152+218.4% | $4,628+254.4% | $4,779+243.2% |
| Participant deferral / active EE | $22,900 | $6,800+236.8% | $6,426+256.4% | $5,609+308.3% |
| Admin fee / account holder | $2,238 | $10,917-79.5% | $9,285-75.9% | $10,828-79.3% |