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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,051 | $159,934-73.1% | $147,005-70.7% | $145,959-70.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 3.71% | 98.24%-94.5pp | 418.76%-415.1pp | 561.95%-558.2pp |
| Employer contribution / active EE | $10,123 | $5,287+91.5% | $4,934+105.2% | $4,661+117.2% |
| Participant deferral / active EE | $15,250 | $8,427+81.0% | $8,070+89.0% | $6,689+128.0% |
| Admin fee / account holder | $20,327 | $15,053+35.0% | $13,006+56.3% | $13,398+51.7% |