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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,690 | $75,962+27.3% | $154,108-37.3% | $64,173+50.7% |
| Participation rate | 84.4% | 70.4%+14.0pp | 83.0%+1.3pp | 69.6%+14.8pp |
| Annual return | -9.21% | 30.32%-39.5pp | 735.21%-744.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,832 | $3,350-15.5% | $5,298-46.5% | $2,381+18.9% |
| Participant deferral / active EE | $5,247 | $3,175+65.3% | $5,081+3.3% | $3,470+51.2% |
| Admin fee / account holder | $944 | $5,589-83.1% | $13,411-93.0% | $4,887-80.7% |