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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,457 | $180,459-31.6% | $154,108-19.9% | $135,380-8.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.84% | 888.21%-896.0pp | 735.21%-743.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $7,216 | $6,035+19.6% | $5,298+36.2% | $4,779+51.0% |
| Participant deferral / active EE | $5,312 | $5,806-8.5% | $5,081+4.6% | $5,609-5.3% |
| Admin fee / account holder | $2,682 | $16,145-83.4% | $13,411-80.0% | $10,828-75.2% |