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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,088 | $175,259-92.5% | $149,723-91.3% | $139,487-90.6% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 15.56% | 166.82%-151.3pp | 134.50%-118.9pp | 373.84%-358.3pp |
| Employer contribution / active EE | $1,514 | $5,478-72.4% | $4,821-68.6% | $4,755-68.2% |
| Participant deferral / active EE | $3,203 | $6,522-50.9% | $5,682-43.6% | $6,713-52.3% |
| Admin fee / account holder | $2,845 | $16,158-82.4% | $13,215-78.5% | $11,407-75.1% |