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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,097 | $85,171+109.1% | $172,753+3.1% | $72,976+144.0% |
| Participation rate | 0.0% | 70.1%-70.1pp | 82.6%-82.6pp | 69.5%-69.5pp |
| Annual return | 22.30% | 27.32%-5.0pp | 803.00%-780.7pp | 81.02%-58.7pp |
| Employer contribution / active EE | $2,515 | $3,324-24.3% | $5,144-51.1% | $2,440+3.1% |
| Participant deferral / active EE | $4,483 | $3,260+37.5% | $5,198-13.7% | $3,608+24.3% |
| Admin fee / account holder | $5,017 | $5,880-14.7% | $13,956-64.1% | $5,124-2.1% |