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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,438 | $78,690+136.9% | $161,489+15.4% | $87,485+113.1% |
| Participation rate | 89.3% | 67.5%+21.8pp | 78.7%+10.6pp | 68.9%+20.4pp |
| Annual return | 18.39% | 32.74%-14.4pp | 89.72%-71.3pp | 26.06%-7.7pp |
| Employer contribution / active EE | $2,809 | $2,588+8.5% | $4,268-34.2% | $2,596+8.2% |
| Participant deferral / active EE | $5,478 | $3,311+65.4% | $5,630-2.7% | $4,274+28.2% |
| Admin fee / account holder | $6,977 | $6,724+3.8% | $16,006-56.4% | $7,775-10.3% |