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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,714 | $209,422-77.7% | $178,503-73.8% | $158,982-70.6% |
| Participation rate | 46.2% | 86.4%-40.2pp | 81.9%-35.8pp | 82.0%-35.8pp |
| Annual return | 7.27% | 188.81%-181.5pp | 151.12%-143.8pp | 302.99%-295.7pp |
| Employer contribution / active EE | $1,209 | $5,707-78.8% | $5,011-75.9% | $4,763-74.6% |
| Participant deferral / active EE | $2,864 | $5,955-51.9% | $5,202-44.9% | $5,983-52.1% |
| Admin fee / account holder | $13,687 | $17,079-19.9% | $13,987-2.1% | $11,252+21.6% |