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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,592 | $106,247-74.0% | $96,515-71.4% | $139,466-80.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 0.00% | 38.47%-38.5pp | 35.73%-35.7pp | 373.66%-373.7pp |
| Employer contribution / active EE | $5,906 | $4,106+43.8% | $3,740+57.9% | $4,754+24.2% |
| Participant deferral / active EE | $114 | $5,456-97.9% | $4,880-97.7% | $6,712-98.3% |
| Admin fee / account holder | $338 | $7,885-95.7% | $6,735-95.0% | $11,409-97.0% |