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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,582 | $66,716-63.2% | $89,435-72.5% | - |
| Participation rate | 0.0% | 51.0%-51.0pp | 68.0%-68.0pp | - |
| Annual return | 14.83% | 11.84%+3.0pp | 245.55%-230.7pp | - |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,587-100.0% | - |
| Participant deferral / active EE | $0 | $2,001-100.0% | $3,890-100.0% | - |
| Admin fee / account holder | $3,917 | $7,082-44.7% | $4,884-19.8% | - |