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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,494 | $89,370+6.9% | $141,197-32.4% | $72,976+30.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.96% | 111.88%-86.9pp | 71.41%-46.4pp | 81.02%-56.1pp |
| Employer contribution / active EE | $6,260 | $3,115+101.0% | $4,736+32.2% | $2,440+156.5% |
| Participant deferral / active EE | $5,770 | $5,419+6.5% | $6,710-14.0% | $3,608+59.9% |
| Admin fee / account holder | $2,497 | $5,957-58.1% | $10,265-75.7% | $5,124-51.3% |