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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,438 | $209,405-41.5% | $178,486-31.4% | $158,931-23.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 11.05% | 188.77%-177.7pp | 151.08%-140.0pp | 302.86%-291.8pp |
| Employer contribution / active EE | $952 | $5,707-83.3% | $5,011-81.0% | $4,761-80.0% |
| Participant deferral / active EE | $4,670 | $5,954-21.6% | $5,202-10.2% | $5,982-21.9% |
| Admin fee / account holder | $3,765 | $17,076-78.0% | $13,985-73.1% | $11,247-66.5% |