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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,298 | $63,346-14.3% | $92,240-41.1% | $70,126-22.6% |
| Participation rate | 54.5% | 68.7%-14.1pp | 76.5%-21.9pp | 69.5%-15.0pp |
| Annual return | 14.49% | 530.19%-515.7pp | 176.29%-161.8pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,588 | $2,471-35.7% | $3,680-56.8% | $2,343-32.2% |
| Participant deferral / active EE | $3,006 | $2,854+5.3% | $3,897-22.9% | $3,332-9.8% |
| Admin fee / account holder | $922 | $3,841-76.0% | $5,194-82.3% | $4,645-80.2% |