Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,881 | $95,415-91.7% | $185,851-95.8% | $85,851-90.8% |
| Participation rate | 35.1% | 68.8%-33.7pp | 81.7%-46.6pp | 69.3%-34.2pp |
| Annual return | 14.46% | 23.59%-9.1pp | 122.11%-107.6pp | 318.63%-304.2pp |
| Employer contribution / active EE | $497 | $3,314-85.0% | $5,168-90.4% | $2,565-80.6% |
| Participant deferral / active EE | $953 | $3,424-72.2% | $5,569-82.9% | $3,952-75.9% |
| Admin fee / account holder | $318 | $7,215-95.6% | $16,245-98.0% | $6,261-94.9% |