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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,594 | $154,209-69.8% | $130,062-64.2% | $139,487-66.6% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 23.90% | 32.52%-8.6pp | -137.37%+161.3pp | 373.84%-349.9pp |
| Employer contribution / active EE | $2,629 | $5,292-50.3% | $4,322-39.2% | $4,755-44.7% |
| Participant deferral / active EE | $3,759 | $6,709-44.0% | $5,821-35.4% | $6,713-44.0% |
| Admin fee / account holder | $3,963 | $13,988-71.7% | $10,601-62.6% | $11,407-65.3% |