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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,664 | $166,268-62.9% | $165,100-62.7% | $145,897-57.7% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 24.70% | 100.52%-75.8pp | 70.21%-45.5pp | 552.29%-527.6pp |
| Employer contribution / active EE | $3,590 | $5,284-32.1% | $4,348-17.4% | $4,663-23.0% |
| Participant deferral / active EE | $5,704 | $6,964-18.1% | $6,035-5.5% | $6,689-14.7% |
| Admin fee / account holder | $5,766 | $16,659-65.4% | $12,696-54.6% | $13,390-56.9% |