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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,188 | $109,411-11.2% | $89,435+8.7% | $158,982-38.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 17.85% | 345.68%-327.8pp | 245.55%-227.7pp | 302.99%-285.1pp |
| Employer contribution / active EE | $7,461 | $3,173+135.2% | $2,587+188.4% | $4,763+56.6% |
| Participant deferral / active EE | $4,383 | $4,600-4.7% | $3,890+12.7% | $5,983-26.8% |
| Admin fee / account holder | $2,032 | $6,159-67.0% | $4,884-58.4% | $11,252-81.9% |