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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,783 | $162,136-18.1% | $152,301-12.8% | $154,746-14.2% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 11.39% | 91.02%-79.6pp | 80.50%-69.1pp | 172.34%-160.9pp |
| Employer contribution / active EE | $2,827 | $4,890-42.2% | $4,624-38.9% | $4,379-35.4% |
| Participant deferral / active EE | $2,875 | $8,341-65.5% | $8,004-64.1% | $6,730-57.3% |
| Admin fee / account holder | $1,176 | $15,759-92.5% | $14,398-91.8% | $14,365-91.8% |