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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,778 | $116,203-84.7% | $93,621-81.0% | $152,897-88.4% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.8%+7.5pp | 82.5%+0.9pp |
| Annual return | 19.56% | 35.96%-16.4pp | 32.76%-13.2pp | 345.43%-325.9pp |
| Employer contribution / active EE | $669 | $3,219-79.2% | $2,719-75.4% | $4,764-86.0% |
| Participant deferral / active EE | $854 | $4,605-81.4% | $4,070-79.0% | $5,851-85.4% |
| Admin fee / account holder | $344 | $10,751-96.8% | $7,890-95.6% | $11,599-97.0% |