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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,993 | $167,353-86.9% | $143,797-84.7% | $134,545-83.7% |
| Participation rate | 73.3% | 84.8%-11.5pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -27.93% | 0.48%-28.4pp | -0.04%-27.9pp | 418.37%-446.3pp |
| Employer contribution / active EE | $6,612 | $5,620+17.6% | $4,952+33.5% | $4,742+39.5% |
| Participant deferral / active EE | $3,805 | $6,447-41.0% | $5,638-32.5% | $6,401-40.6% |
| Admin fee / account holder | $397 | $18,096-97.8% | $14,679-97.3% | $11,431-96.5% |