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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,764 | $72,269+10.4% | $101,271-21.2% | $79,852-0.1% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 12.89% | 22.29%-9.4pp | 46.48%-33.6pp | 31.72%-18.8pp |
| Employer contribution / active EE | $8,865 | $2,692+229.3% | $3,660+142.2% | $2,471+258.8% |
| Participant deferral / active EE | $6,631 | $3,282+102.1% | $4,371+51.7% | $3,740+77.3% |
| Admin fee / account holder | $2,753 | $4,401-37.4% | $5,948-53.7% | $5,306-48.1% |