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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,444 | $157,296-43.1% | $141,191-36.7% | $152,897-41.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.82% | 64.34%-50.5pp | 71.41%-57.6pp | 345.43%-331.6pp |
| Employer contribution / active EE | $1,229 | $5,262-76.6% | $4,736-74.0% | $4,764-74.2% |
| Participant deferral / active EE | $7,208 | $7,111+1.4% | $6,710+7.4% | $5,851+23.2% |
| Admin fee / account holder | $20,101 | $12,125+65.8% | $10,264+95.8% | $11,599+73.3% |