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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,424 | $85,171-79.5% | $172,753-89.9% | $72,976-76.1% |
| Participation rate | 76.7% | 70.1%+6.7pp | 82.6%-5.9pp | 69.5%+7.3pp |
| Annual return | 18.99% | 27.32%-8.3pp | 803.00%-784.0pp | 81.02%-62.0pp |
| Employer contribution / active EE | $134 | $3,324-96.0% | $5,144-97.4% | $2,440-94.5% |
| Participant deferral / active EE | $4,172 | $3,260+28.0% | $5,198-19.7% | $3,608+15.6% |
| Admin fee / account holder | $7,886 | $5,880+34.1% | $13,956-43.5% | $5,124+53.9% |