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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,976 | $106,918+74.9% | $84,021+122.5% | $152,897+22.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 16.25% | 105.01%-88.8pp | 71.32%-55.1pp | 345.43%-329.2pp |
| Employer contribution / active EE | $9,073 | $2,735+231.7% | $1,984+357.4% | $4,764+90.5% |
| Participant deferral / active EE | $3,437 | $4,012-14.3% | $3,239+6.1% | $5,851-41.3% |
| Admin fee / account holder | $865 | $8,288-89.6% | $6,102-85.8% | $11,599-92.5% |