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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,457 | $158,827-83.3% | $121,208-78.2% | $135,382-80.5% |
| Participation rate | 95.8% | 79.3%+16.5pp | 71.8%+24.1pp | 82.6%+13.2pp |
| Annual return | -12.01% | -0.64%-11.4pp | 16.93%-28.9pp | 519.77%-531.8pp |
| Employer contribution / active EE | $3,100 | $5,666-45.3% | $4,023-22.9% | $4,779-35.1% |
| Participant deferral / active EE | $4,792 | $4,006+19.6% | $3,345+43.2% | $5,609-14.6% |
| Admin fee / account holder | $791 | $6,514-87.9% | $5,020-84.2% | $10,829-92.7% |