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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,996 | $117,433-95.7% | $99,475-95.0% | $152,897-96.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 27.46% | 31.87%-4.4pp | 30.72%-3.3pp | 345.43%-318.0pp |
| Employer contribution / active EE | $698 | $3,013-76.8% | $2,540-72.5% | $4,764-85.3% |
| Participant deferral / active EE | $1,359 | $4,086-66.7% | $3,619-62.4% | $5,851-76.8% |
| Admin fee / account holder | $753 | $7,634-90.1% | $6,252-88.0% | $11,599-93.5% |