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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,281 | $209,425+107.4% | $178,499+143.3% | $158,966+173.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.39% | 188.80%-177.4pp | 151.10%-139.7pp | 302.95%-291.6pp |
| Employer contribution / active EE | $13,546 | $5,707+137.3% | $5,011+170.3% | $4,762+184.4% |
| Participant deferral / active EE | $8,949 | $5,955+50.3% | $5,202+72.0% | $5,983+49.6% |
| Admin fee / account holder | $49,655 | $17,078+190.7% | $13,986+255.0% | $11,250+341.4% |